OCR & Data Extraction
Reads every field the document carries, and scores its own confidence in each one.
- Visual Inspection Zone extraction
- MRZ parsing to ICAO 9303
- Per-field confidence scoring
- Document-aware template matching
Issuance with Credence · Identity Verification
Six checks. One to two minutes. One verified identity.
IDV is the identity proofing engine inside Issuance with Credence. Document authentication, biometric match, liveness, OCR, registry validation, and fraud screening - all running in parallel, all surfaced in one reviewer view, all before a single digital ID gets signed and issued
- 1,500+
- document types
- 200+
- countries and territories
- 1-2 min
- end-to-end pipeline
- iBeta Level 2
- certified liveness
Signing a credential is easy. Being sure who you signed it for is the hard part.
- Manual review does not scale to millions
- Document-only checks miss face substitution
- Selfie-only checks miss forged documents
- On-device matching can be spoofed
- Audit gaps surface at exactly the wrong moment
What IDV is
IDV sits between enrollment and issuance. An applicant submits their identity document and a live selfie from the Credence Wallet app or the IDV Browser; IDV runs six automated checks in parallel, assembles every result into a single submission record, routes the exceptions to a reviewer, and hands a verified identity record to Issuance with Credence to sign against. It does not retain raw identity data permanently, does not issue credentials itself, and does not replace your enrollment front end. It does one job: establish, with evidence you can audit five years later, that the person applying is who they claim to be.
Six checks. All at once. No shortcuts.
Every submission runs the full battery. The pipeline does not stop at the first failure - a forged document does not cancel the biometric match, and a liveness miss does not skip the registry lookup. Reviewers see the complete picture, not the first thing that went wrong.
Biometric Match
Compares the document portrait against the live enrollment selfie.
- 0–100 similarity scoring
- Per-issuer pass thresholds
- Robust to ageing, glasses, lighting
- Demographic fairness benchmarked to NIST FRVT
Liveness Detection
Confirms a live human, not a photo, screen, mask, or deepfake.
- Passive liveness, zero user effort
- Optional active challenge-response
- Randomised challenges block replay
- ISO/IEC 30107-3 iBeta Level 2 certified
Document Authentication
Four forensic layers establishing that the document itself is real.
- Hologram, microprint, and OVI inspection
- Tamper and face-substitution detection
- VIZ, MRZ, and NFC chip cross-validation
- 1,500+ document types, 200+ countries
System of Record Check
Reconciles extracted attributes against your authoritative registry.
- Fuzzy matching across scripts and formats
- Per-field, per-programme thresholds
- Multiple registry integrations
- Canonical attribute enrichment
Fraud Check
Catches the applicant who already enrolled - under a different name.
- 1:N biometric deduplication
- Flagged and revoked document screening
- Machine learning fraud pattern models
- AML and sanctions screening
Liveness Detection
Document Authentication
Four steps, one of them optional
Capture
The applicant photographs their document and takes a live selfie, guided by real-time feedback on lighting, framing, and glare. Native app or mobile browser. Under 2 minutes, typically far less.
Verify
Six checks fire in parallel. The pipeline completes in one to two minutes and assembles every score, flag, and anomaly into a single submission record.
Review
Clean submissions clear automatically. Flagged ones land in a reviewer queue with the evidence attached - side-by-side portraits, severity-ranked anomalies, and the raw document images at full resolution. Hard fraud signals always go to a human.
Issue
On approval, the verified record passes to Issuance with Credence. This verified record can be used to issue digital IDs directly into the holder's wallet app.
Give reviewers evidence, not verdicts
A match score of 74 means nothing on its own. The Review Dashboard shows the score, the threshold it was measured against, the two portraits side by side at equal scale, and every anomaly ranked minor, moderate, or definitive - so the decision belongs to a named person who can explain it.
- Applicant Information, extracted fields with confidence scores
- Document Trust Factors, security features and consistency results
- Biometric Trust Factors, match, liveness, and portrait comparison
- Approve, reject with reason code, or escalate
- Role-based access - Reviewer, Senior Reviewer, Administrator
- Overrides require written justification
- Append-only action log, no operator can edit it
- Five-year retention, JSON and CSV export
Your policy. Not our defaults.
Every check is a toggle, every threshold a setting. Run fully automated for low-risk credentials, mandatory manual review for high-assurance national ID, and something different again for a third programme - all on one platform, all without custom development. Configuration is per issuer and editable after go-live.
What you control
- Which of the six checks run
- Match and liveness thresholds
- Automated clearance vs mandatory manual review
- Accepted document types per programme
- Supporting document requirements
- Consent capture and Terms & Conditions content
- ABIS, AML, and registry integrations
- Retry limits and lockout behaviour
Certified where it counts
| Standard | Applies to |
|---|---|
| ISO/IEC 30107-3 (iBeta Level 2) | Presentation attack detection |
| NIST FRVT | Face recognition accuracy benchmarking |
| ICAO 9303 | MRZ parsing, check digits, ePassport chip data |
| ISO/IEC 18013-5 | mDoc credential assembly after approval |
| W3C VC 2.0 | Verifiable Credential data model |
| OpenID4VCI | Credential delivery to the wallet |
| FIPS 140-3 Level 3 | HSM-backed signing |
Built for programmes where identity is the product
Government
National ID, mobile driving licences, and resident credentials at population scale. Registry integration, biometric deduplication across the enrolled population, and maker-checker review with a five-year audit trail.
Banking & Financial Services
KYC-compliant onboarding without the branch visit. AML and sanctions screening in the same pipeline, document authentication across 200+ countries for cross-border customers, and reason-coded rejections your compliance team can defend.
Healthcare
Patient and practitioner identity established once and reusable across every point of care. Liveness at every credential presentation, not just at enrollment.
Enterprise & Workforce
Employee and contractor credentials issued remotely on day one. Right-to-work document checks, deduplication against your existing workforce, and instant revocation on exit.
Education
Student and alumni credentials issued at graduation scale. Batch-friendly automated clearance with exception routing for the cases that need a human.
One component of a complete credential platform
IDV produces the verified identity. Issuance with Credence signs it into an ISO 18013-5 mDoc or W3C Verifiable Credential inside a FIPS 140-3 Level 3 HSM. The Credence ID Wallet and Wallet SDK hold it on the holder's device under hardware-backed keys. Verify with Credence checks it in person or online, anywhere in the world. Issuer, holder, verifier - the full Trust Triangle, from one vendor, with one integration.
See it verify a real document
Fifteen minutes, your document, our sandbox. Watch the six checks run and the reviewer view assemble in real time.